| Disparities in wealth by race and ethnicity in the 2019 Survey of Consumer Finances N Bhutta, AC Chang, LJ Dettling | 434 | 2020 |
| Consumer Ruthlessness and Mortgage Default during the 2007 to 2009 Housing Bust N Bhutta, J Dokko, H Shan The Journal of Finance, 2017 | 398* | 2017 |
| Interest Rates and Equity Extraction during the Housing Boom N Bhutta, BJ Keys American Economic Review 106 (7), 1742-1774, 2016 | 274 | 2016 |
| Payday loan choices and consequences N Bhutta, P Skiba, J Tobacman Journal of Money, Credit and Banking 47 (2-3), 223-260, 2015 | 210 | 2015 |
| Changes in US Family Finances from 2016 to 2019: Evidence from the Survey of Consumer Finances N Bhutta, J Bricker, AC Chang, LJ Dettling, S Goodman, AH Volz, JW Hsu, ... Federal Reserve Bulletin 106 (5), 1-42, 2020 | 184 | 2020 |
| Payday loans and consumer financial health N Bhutta Journal of Banking & Finance 47, 230-242, 2014 | 168 | 2014 |
| Consumer Borrowing after Payday Loan Bans N Bhutta, J Goldin, T Homonoff The Journal of Law and Economics 59 (1), 2016 | 142 | 2016 |
| Paying too much? Price dispersion in the US mortgage market N Bhutta, A Fuster, A Hizmo FEDS Working Paper, 2020 | 133* | 2020 |
| Do minorities pay more for mortgages? N Bhutta, A Hizmo The Review of Financial Studies 34 (2), 763-789, 2021 | 126 | 2021 |
| The Community Reinvestment Act and Mortgage Lending to Lower Income Borrowers and Neighborhoods N Bhutta Journal of Law and Economics 54 (4), 953-983, 2011 | 125* | 2011 |
| The ins and outs of mortgage debt during the housing boom and bust N Bhutta Journal of Monetary Economics 76, 284-298, 2015 | 117* | 2015 |
| COVID-19, the CARES Act, and families' financial security N Bhutta, J Blair, LJ Dettling, KB Moore Available at SSRN 3631903, 2020 | 98 | 2020 |
| GSE activity and mortgage supply in lower-income and minority neighborhoods: The effect of the affordable housing goals N Bhutta The Journal of Real Estate Finance and Economics 45, 238-261, 2012 | 85* | 2012 |
| The Effect of Interest Rates on Home Buying: Evidence from a Shock to Mortgage Insurance Premiums N Bhutta, D Ringo Journal of Monetary Economics, 2020 | 77* | 2020 |
| How much does racial bias affect mortgage lending? Evidence from human and algorithmic credit decisions N Bhutta, A Hizmo, D Ringo FEDS Working Paper, 2022 | 69 | 2022 |
| The 2014 HMDA Data N Bhutta, J Popper, D Ringo Federal Reserve Bulletin 101 (4), 2015 | 57* | 2015 |
| The 2013 home mortgage disclosure act data N Bhutta, DR Ringo Federal Reserve Bulletin 100 (6), 1-32, 2014 | 57 | 2014 |
| The mortgage market in 2010: highlights from the data reported under the Home Mortgage Disclosure Act RB Avery, N Bhutta, KP Brevoort, GB Canner Federal Reserve Bulletin 98 (6), 1-46, 2012 | 55 | 2012 |
| Mortgage market conditions and borrower outcomes: Evidence from the 2012 HMDA data and matched HMDA-credit record data N Bhutta, GB Canner Federal Reserve Bulletin, Forthcoming, 2013 | 48 | 2013 |
| Did the CRA cause the mortgage market meltdown? N Bhutta, GB Canner Community Dividend, Federal Reserve Bank of Minneapolis, 2009 | 48* | 2009 |
Daniel RingoFederal Reserve BoardVerified email at frb.gov
